The validity of a check generally depends on the state law and bank policy, not on whether the account holder is alive or deceased. Typically, personal checks are valid for six months from the date written on the check. After that, the check is considered "stale-dated" but some banks might still choose to honor it. If the account has sufficient funds and the check is not too old, you may still be able to cash it. It's suggested to present it to the bank as soon as you can. Remember though, this is a general response and policies can differ from one bank to another.
Asked Apr 15, 2024 10:17 PM